We haven’t looked at how Yamaha motorcycle loans are doing in a little while, so we here at Motorcycle Loans Now thought we’d give them a good look, especially now during the off-season when deals are often best.

Yamaha motorcycles have become a great brand in recent years. They faced tough competition from other companies in the United States but have gradually been able to carve a niche in the motorcycles market. Yamaha loans are offered by the financial arm of the company and enables people to receive loans for the purchase of motorcycles.

Yamaha motorcycle loans are combined with customer cash of up to $1,000 for select 2009 and prior year models. It is easier to calculate monthly installments and estimated loan amounts by using the online calculator present on the company website.

A loan of $10,000 with a 3-year payment period and an APR of 3.99% will result in a monthly payment of $295.20.

Yamaha bad credit motorcycle loans for a basic amount of $5,000 and an APR of 3.99% will require a monthly payment of $147.60 for a payment term of three years. If the payment term is extended to four years, the monthly payment will be $112.87. A 5-year loan term will further reduce the term at $92.06. Yamaha or any other company does not offer extended terms of payments for smaller loans and even for the larger ones. Three year payment terms are standard for most loans. A heavy duty super sport FJR1300A, which is currently priced at $15,190 on an upfront payment, will be available for a monthly payment of $448.40 at a 3-year payment plan and APY of 3.99%.

Yamaha motorcycle loans haven’t been better than they are now for quite a while.  When we looked at what was available for Yamaha loans last, rates were around 7% annual percentage rate (APR) average for street and sport models.  They’ve dropped to 5.99% APR now on street models like the Roadliner.  With the economy slumping, this is a great time to buy as rates seem to have dropped to bolster low sales volumes, so we here at Motorcycle Loans Now wanted to look.

In fact, on approved credit, both the Roadliner and Stratoliner have $1,000 cash back from Yamaha loans at 5.99% APR for 72 months.  This is a great Yamaha motorcycle loans offer and worth investigating.

Some other Yamaha loans include the Get Out and Ride sales event, with $1,000 cash back and payments as low as $59 per month for 24 months.  Sportbikes are $69 per month with this deal.

Even Yamaha bad credit motorcycle loans are available, so if your credit isn’t the best, you can still get in on new Yamaha motorcycle loans.

There are definitely some great Yamaha loans available right now.  All well worth looking into and with today’s market, even Yamaha bad credit motorcycle loans are easy to find.

Yamaha Motorcycles are very popular in the United States. So, Motorcycle Loans Now thought that we should write a review of Yamaha Motorcycle Loans to find the best Yamaha deals available currently.We looked both at Yamaha Star Motorcycles and Yamaha Sport Motorcycles. Within these 2 broad categories, there are a variety of motorcycles to fit most any budget and need — whether you would like a touring motorcycle, a cruising motorcycle, an off-road motorcycle, or even a scooter, Yamaha has a model for you.

Yamaha Star Motorcycles — Yamaha is currently offering rates as low as a 6.99 percent Annual Percentage Rate (APR) on all Yamaha Star motorcycles, including the Yamaha VMAX, Yamaha Raider and Yamaha Warrior. This rate is for a loan term of 72 months. To us, this seems like a pretty good interest rate on a 72 month motorcycle loan. In addition to this financing rate, you also up to $750 of customer cash depending on the model.

Yamaha Sport Motorcycles — Yamaha currently has a variety of financing offers in its Sport category, a category the encompasses motorcycles, scooters, ATVs and snowmobiles. We picked the two motorcycle loans that we found most interesting.

• Yamaha Super Sport Motorcycles — Yamaha is running an interesting offer on its Yamaha Super Sport motorcycles. The currently advertised deal is a 7.99 percent Annual Percentage Rate (APR) for a 36 month motorcycle loan on the Yamaha card, with a maximum financed amount of $9,000. The advertising touts payments as low as $69, but in the fine print it is indicated that this won’t pay off the loan — and after 36 months the rate goes up — so if you don’t think you can pay it off in 3 years, just know what you are getting into.

• Yamaha FJR1300 – Yamaha currently has a very interesting finance offer for its Yamaha FJR1300 motorcycle. The deal currently being advertised is a 6.99 percent APR for a 3 year motorcycle loan on the Yamaha card. The maximum amount that can be financed under this deal is 17,500. This rate is advertised with a $109 monthly payment, but again buyers should read the fine print to understand what can trigger raised interest rates.

These Yamaha motorcyce deals certainly seem to us to be worthy of additional investigation. Please be sure to check the Yamaha website to confirm the rates and terms available in your area.