Since it’s been a while since we here at Motorcycle Loans Now have looked at what is being offered and available for BMW motorcycle loans, we thought we’d bring you an update on what you can do to get great deals on BMW motorcycle credit.

BMW Financial Services offers motorcycle loans and motorcycle leasing options through dealerships nationally.  If you have decent credit and are looking for one-stop shopping, then this may be your ticket.

Traditional financing through BMW Motorcycles USA does not have any special deals going right now, but if you qualify for their BMW 3asy Ride program, you can get very low montlhy payments with an end-of-term balloon payment due to finish the purchase.   This is a great option if low payments are your goal or you have a large down payment to make and would like small monthly payments on your new motorcycle loans.  If the purchase is $18,000, say, and you have $5,000 to put down, you could have low interest (with qualifying credit) and a motorcycle loans payment of $100-$200 monthly with a few thousand left after three years on a balloon payment.

If your credit is only marginally good, but you just graduated from college and are starting your first job, then you can qualify under a special Graduate Program for a BMW motorcycle loans.  This can be a great way for a new buyer to get onto their first ride.

If your credit is less than good or you are looking for the best deal you can get in interest and fees, then maybe a trip to your local credit union, used BMW motorcycles shop, or other specialty creditor is best.  Banks and credit unions often offer unadvertised deals on low-interest vehicle loans that include new and used motorcycle loans.

Since BMW Motorcycles USA is considered to be one of the premier, high-end motorcycle builders, those of us here at Motorcycle Loans Now decided to have a look at their financing options for new BMW motorcycle loans.

Most BMW motorcycle dealers around the country are offering several financing options on several models of BMW motorcycles. Since state laws differ on details, some deals are offered in some areas and not in others, so please be sure to check your local new or used BMW motorcycle dealer for more details.

One of the interesting packages that they offer is their College Graduate Program, which rewards new college grads with a good rate (as low as 5% APR as of this writing) with a 5% down payment and up to a 72 month loan. To us, that is a pretty impressive interest rate.

Another nice BMW motorcycle loans package is their BMW Select, which combines the options of motorcycle leasing with the normal purchase-to-own style loans. You have the ability to control the balloon payment at the end of the loan to get a lower monthly payment or leave an option for buyout.

Most dealerships also have some thought-provoking deals for used BMW motorcycles as well. If you’re in the market for one, you might find it easier to get BMW motorcycle credit this way.

In either case, BMW is considered more up-scale than most other motorcycle manufacturers and we at Motorcycle Loans Now found this to be true for their dealerships as well, so expect to be treated well. The loan packages that BMW Motorcycles USA offers are definitely worth looking into.